Finance
Auto Loans
The Angela Krause Lincoln of Alpharetta finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Alpharetta, Sandy Springs, and Duluth to ensure our customers get the right finance program at the most competitive rates.
Our Financial Services Include:
- Competitive rates direct from Lincoln Automotive Financial Services
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
Online Credit Application
Fill out our online credit application and get pre-approved for your next vehicle.
HOW IS YOUR CREDIT?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
Best
"I never miss a payment!"
The Angela Krause Lincoln loan process can help you find the best interest rate for your next vehicle purchase.
Try our credit application today.
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Lincoln vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
OK
"I've missed a payment or two."
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our credit application and our team of finance professionals will begin working for you. We have hundreds of Lincoln vehicles currently available for immediate delivery.
Not So Good
"I need to rebuild my credit..."
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our credit application online.
Once the application is completed, the Angela Krause Lincoln finance team will put together a loan package that is tailored specifically for you.
Securing new Lincoln financing or a used car loan is a seamless, stress-free endeavor at Angela Krause Lincoln in Alpharetta, GA – near Atlanta, Roswell, Marietta, Dunwoody, Johns Creek, Duluth, and Sandy Springs. Finding the perfect luxury vehicle to elevate your daily drive is only half the journey. The other half is crafting a finance solution that matches your unique lifestyle! You deserve a refined auto financing experience that treats your personal goals as the top priority. From intuitive digital retailing tools to a dedicated team of finance specialists, you can expect a tailored financing process designed entirely around your convenience.
Flexible New Lincoln Leases & Auto Loans
If you're ready to step into refined performance, you will discover competitive financing options tailored to your ownership preferences. Interested in low monthly payments while upgrading to the newest models every few years? A new Lincoln lease on an agile Lincoln Corsair or a beautifully sculpted Lincoln Nautilus provides low upfront costs and flexible end-of-lease options. If you prefer the freedom of unlimited mileage and long-term ownership, securing a new luxury auto loan for a three-row Lincoln Aviator or a flagship Lincoln Navigator allows you to build equity while enjoying effortless power on journeys from Marietta to Dunwoody.
Affordable Pre-Owned Loans & Local Lender Networks
Choosing a pre-owned luxury car or SUV allows you to enjoy high-end sophistication at an exceptional value. Financing your pre-owned vehicle is simple thanks to an extensive network of trusted local and national lending institutions. This robust lender network enables you to compare competitive interest rates and flexible loan terms – regardless of your credit history – so you can enjoy a monthly payment that comfortably aligns with your financial plan. Drivers joining from Johns Creek, Duluth, and Sandy Springs can take the wheel with complete peace of mind, knowing their payment structure was built specifically for them.
Complete Vehicle Protection & Financial Products
Protecting your automotive investment is vital for long-term peace of mind. To keep your vehicle operating at peak performance and shield your wallet from unforeseen expenses down the road, take advantage of specialized vehicle protection products. Extended service plans offer comprehensive protection long after original factory coverage expires, while prepaid maintenance options allow you to lock in routine upkeep costs today. These tailored add-ons safeguard your Lincoln Aviator or Lincoln Navigator, allowing you to savor every mile completely worry-free.
Streamlined Online Approvals & Direct Personal Support
Ready to begin your journey toward driving home in a luxury vehicle? Start the approval process right now from the comfort of home! Use the online Estimate Monthly Payments tool to test different scenarios, or tap into the Value Your Trade tool to obtain a fast appraisal of your current vehicle. Once you are ready, fill out the secure online finance application to get pre-approved in minutes. Should you have any questions along the way, experienced finance advisors are available by phone or message to guide you through every step.
Key Auto Finance Terms to Know
To help you navigate your luxury vehicle financing journey with complete clarity, review these helpful industry terms:
- APR (Annual Percentage Rate): The annualized cost of borrowing money, expressed as a yearly percentage including fees.
- Assignment: The formal transfer of a loan agreement from one lender or financial institution to another.
- Base Price: The fundamental cost of a vehicle with standard equipment and destination charges prior to added packages.
- Certificate of Title: The official state-issued legal document proving ownership of a vehicle.
- Co-signer: A secondary signer who agrees to accept full payment responsibility if the primary borrower defaults.
- Default: The legal failure to uphold obligations established in your auto financing agreement.
- Interest: The percentage fee charged by a lender for financing your vehicle purchase.
- MSRP: Manufacturer’s Suggested Retail Price – the retail baseline price set by Lincoln.
- Refinance: Taking out a new loan to replace an existing one, typically to secure lower interest rates or better terms.
- Term: The fixed duration of your financing agreement, usually measured in monthly increments (e.g., 36, 48, 60, or 72 months).
- Underwriting: The process through which a financial institution reviews your credit profile to grant loan approval.